Travel Insurance -- Designed for those travelling, residing or working outside of their home country's boarders.  Most US standard health policies have limited coverage for emergencies while you are travelling abroad.  However, Travel and International Citizen Policies even offer coverage if you are residing outside of the U.S. for extended periods.  It is an absolute must if you and/or your family is residing and working in a foreign country.  Most plans offer coverage even if an injury or illness is caused by an act of Terrorism.

MULTINATIONAL -- Underwritten by Lloyd's of London, providing health and accident insurance to over 1,000,000 people in over 100 countries worldwide.  Great plans for students travelling or studying abroad, foreign nationals residing or working in the USA, or anyone travelling.  Includes coverage for injuries and illnesses caused by Terrorism.  We highly recommend these plans for missionaries working overseas.

HPA Overseas Travel Health Insurance -- A perfect low cost option for the world traveler.